Tom Osbourne and TeamMates are not clients of Retire SMART and neither were they paid a fee for his appearance at the Lincoln Office grand opening. However, Mr. Osbourne and TeamMates were compensated for this endorsement indirectly, as such term is defined under SEC Rule 206(4)-1, due to the following arrangement: Effective as of March 3, 2025, Retire SMART, LLC, entered into an agreement with the TeamMates Mentoring, a 501(c)(3) organization, wherein Retire SMART is the recipient of certain advertising sponsorship rights, including use of the designation “Presenting Sponsor of the Osborne Family Legacy Golf Tournament,” which benefits the TeamMates Mentoring organization founded by Tom Osbourne. In connection therewith Retire SMART will also receive other benefits, including: two complimentary foursomes for the tournament; prime location at the shotgun start; up to 30 tickets for the post-golf event; use of the Retire SMART logo on all TeamMates.org printed materials, throughout the golf course and clubhouse, on the invitation and sponsorship form, in social media, and in the TeamMates annual report; photo of staff/golfers with TeamMates staff/celebrities prior to the start of the tournament; gifts for up to 3 staff members and 8 golfers; option to provide handouts/cards/gifts inside 130 golfer bags; and an invitation to the TeamMates fall gala. As consideration for this arrangement and the aforementioned benefits, Retire SMART is obligated to pay TeamMates, per the terms of such arrangement, a fee of $15,000 in 2025, $17,500 in 2026, and $20,000 in 2027.
SMART Wealth, LLC is a federally registered investment adviser under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply a certain level of skill or training. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. For more information please visit: https://adviserinfo.sec.gov/ and search for our firm name. This is not to be construed as an offer or a recommendation to buy or sell a security.
We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.
Advisory services offered through SMART Wealth, an affiliate of Retire SMART. SMART Wealth, LLC is a federally registered investment adviser under the Investment Advisers Act of 1940 and an affiliate of Retire Smart. Registration as an investment adviser does not imply a certain level of skill or training. The communications of an adviser provide you with information about which you determine to hire or retain an adviser. Information about SMART Wealth, LLC can be found by visiting www.adviserinfo.sec.gov and searching by the adviser’s name. This is prepared for informational purposes only. It does not address specific investment objectives. All investments are subject to risk including the potential loss of principal. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.
Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.
*Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.
The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Neither the firm nor its agents or representatives may give tax advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Retire SMART is not affiliated with the US government or any governmental agency. Any media logos and/or trademarks contained herein are the property of their respective owners and no endorsement by those owners of Retire SMART is stated or implied. Appearances on the media outlets included herein are paid placements.
Companies on the 2023 Inc. 5000 list are ranked according to percentage revenue growth from 2019 to 2022. The full 2023 Inc. 5000 list was published in August 2023. SMART Wealth paid Inc. Magazine a non-refundable processing fee to be considered for inclusion on the Inc. 5000 list.
