All information available through this website is the property of Retire SMART (the “Company”) or its information providers and is protected by copyright and intellectual property laws. All rights reserved.
You may not reproduce, retransmit, disseminate, sell, publish, broadcast, nor shall the information be used in connection with creating, promoting, trading or marketing financial instruments or products without the express written consent of Retire SMART or its licensors. You may use the information for your private, non-commercial use only.
Retire SMART operates this website (the “website”) to provide information and services (the “Service”). By accessing and using this website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree, you are not authorized to use this website.
The information provided is not intended for use where prohibited by law or regulation. Nothing on this website constitutes a solicitation or offer to buy or sell securities or provide financial advice where such actions are not legally permitted.
The Company may modify these Terms of Use at any time without prior notice. Continued use of the website indicates your acceptance of the updated Terms. The last date of revision will be displayed on this page.
The Service, website, and all content (the “Content”) are owned by the Company or its affiliates and protected by law. You may download or print selected portions of the Content for personal use only, provided that you do not:
No rights or title to any Content are transferred to you. The Company retains full intellectual property rights.
The website and its content are provided “as is.” The Company makes no warranties—express or implied—including warranties of merchantability, fitness for a particular purpose, title, or non-infringement.
We do not guarantee that the site will be error-free, uninterrupted, or secure. The accuracy or completeness of content is not guaranteed, and errors may not be corrected.
If you are dissatisfied with the website or any content, your sole remedy is to stop using it. The Company shall not be liable for any damages, including but not limited to:
Some states do not allow the exclusion of certain damages, so these limitations may not apply to you fully.
For how we handle personal information, click here to see our Privacy Policy.
You agree not to interfere with the website’s operation or security, nor to overload its infrastructure. You may not alter any content without prior written consent from the Company.
Entire Agreement: These Terms represent the complete agreement between you and the Company.
Correction of Errors: We reserve the right to correct any errors or inaccuracies on the website without notice.
External Links: Links to third-party sites do not imply endorsement. We are not responsible for third-party content.
Jurisdiction: These Terms are governed by Nebraska law. You consent to the exclusive jurisdiction of courts in Nebraska for any legal disputes.
At Retire Smart LLC, we are committed to maintaining clear and transparent communication with our clients. This Text Messaging Disclosure outlines how we use text messages (SMS and MMS) to communicate with you, and ensures our compliance with applicable regulations, including the Securities Exchange Commission (SEC) and the Federal Communications Commission (FCC) rules under the Telephone Consumer Protection Act (TCPA).
1. Consent to Receive SMS/Text Messages
By providing your mobile number and opting in, you consent to receive text messages from Retire Smart LLC, including but not limited to:
Message and data rates may apply. You can opt out at any time by replying “STOP.”
2. Frequency and Timing
Message frequency will vary based on your engagement and preferences. We strive to limit communications to business hours unless otherwise permitted or required.
3. Confidentiality and Security
We will never request sensitive personal or financial information via text, such as:
Please contact us directly by phone if you need to discuss confidential matters.
4. Recordkeeping (SEC Compliance)
All business-related SMS/text communications are recorded and retained in accordance with SEC Rule 204-2. These records are maintained consistent with regulatory requirements for supervision and archiving of electronic communications.
5. Third-Party Messaging Platforms
Text messages may be transmitted via third-party platforms that support compliance monitoring. All platforms used by Retire Smart LLC are vetted to ensure regulatory compliance, data protection, and security standards.
6. Your Privacy & Data Sharing
Your privacy is important to us. Please review our Privacy Policy for full details on how we manage and protect your personal data.
Mobile information will not be shared with third parties or outside affiliates for marketing or promotional purposes. Any other mentions in this policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. If you wish to be removed from receiving future communications, you can opt out by texting STOP.We do not share your SMS/texting consent or mobile number with third parties for their own marketing purposes. However, we may share your SMS information with our trusted in-house affiliates (that share the same ownership as SMART Wealth),Retire SMART and Tax SMART, to help serve your tax and insurance needs when appropriate. These affiliates may contact you via SMS only in accordance with your consent and for purposes consistent with our services. They are required to follow strict data privacy standards and are prohibited from selling or further sharing your information.
7. Opt-Out Option
To stop receiving SMS/text messages, reply STOP to any message or contact us directly at:
After opting out, you may still receive non-promotional, legally required messages from us.
8. Security Best Practices
We recommend that you protect your mobile device with a password or PIN and promptly notify us if your mobile device is lost or stolen. Retire Smart LLC will not be liable for losses resulting from unauthorized access to your text messages.
9. Contact Information
Retire Smart LLC
13815 FNB Pkwy, Suite 400, Omaha, NE 68154
(402) 369-7777
connect@retiresmartllc.com
www.retiresmartnow.com
