Updated 4/11/2025

SMART Wealth, LLC, “SMART Wealth” is committed to maintaining the privacy and security of your personal
information. Regardless of whether you are already a client or are simply considering doing so, SMART Wealth
respects your privacy and only collects the information we need to service your account and administer our
business. We are committed to keeping your information confidential and we place strict limits and controls on
the use and sharing of your information.

What does SMART Wealth do with your personal information?

As a registered investment adviser, SMART Wealth must comply with SEC Regulation S-P,
which requires registered advisers to adopt policies and procedures to protect the nonpublic
personal information of natural person consumers and customers and to disclose to such
persons, policies and procedures for protecting that information.

What types of information does SMART Wealth collect?

The types of nonpublic personal information we collect, and share depend on the product or
service you have with us. This information can include:

• Information we receive from you through applications or other forms, correspondence,
  or conversations, including, but not limited to, your name, address, phone number,
  social security number, assets, income and date of birth
• Information about your transactions with us, our affiliates, or others, including, but not
  limited to, your account number and balance, payment history, parties to transactions,
  cost basis information, and other financial information.

How does SMART Wealth protect your information?

To fulfill our privacy commitment, we have instituted firm-wide practices to safeguard your
personal information:

• We maintain physical, electronic, and procedural safeguards to protect your nonpublic
  personal information, to ensure that we are complying with our own policy, industry
  practices, and federal regulations.
• We restrict access to nonpublic personal information about you to authorized
  employees who need the information to administer your business.
• We do not disclose nonpublic personal information about our current or former clients
  to nonaffiliated third parties, except in the following circumstances:
  o As necessary to provide the service that the client has requested or authorized,
  or to maintain and service the client’s account
• As required by regulatory authorities or law enforcement officials
  o To the extent reasonably necessary to prevent fraud and unauthorized
  transactions. Upon consent from the client.
• We do not participate in third party services that may collect personally identifiable
  information about your online activities over time or across different websites when
  using our website.
• We do not respond to browsers “do not track” signals or other mechanisms regarding
  the collection of personally identifiable information about your online activities over
  time or across different websites when using our website.
• Should you ultimately decide not to become a SMART Wealth client or otherwise
  terminate your relationship with SMART Wealth in the future, your nonpublic personal
  information will remain protected in accordance with our privacy practices outlined in
  this policy.

SMART Wealth, LLC 13815 FNB Parkway, Suite 400 Omaha, NE 68154

SMART Wealth SMS Privacy Policy

We are committed to protecting your privacy. This SMS Privacy Policy explains how we
collect, use, and share your mobile phone number and any SMS (text) message
communications.

• SMS Consent
  By providing your mobile number and opting in to receive SMS messages from us, you
  consent to receive text messages related to your relationship with our business,
  including updates, alerts, and promotional content.
• How We Use Your Information?
  Your phone number and SMS consent are used solely to send you relevant messages
  that you have agreed to receive. This may include appointment reminders, customer
  support, or important notices.
• Sharing of SMS Information
  We do not share your SMS consent or mobile number with third parties for their own
  marketing purposes. However, we may share your SMS information only with our
  trusted affiliates so that we can serve your tax and insurance needs, when appropriate:
  • Retire SMART
  • Tax SMART

These affiliates may contact you via SMS only in accordance with your consent and for
purposes consistent with our services. They are required to follow strict data privacy
standards and are prohibited from selling or further sharing your information.

• Opting Out
  You can opt out of receiving SMS messages at any time by replying “STOP” to any
  message. For help, reply to the messages of “HELP” or contact us directly.
• Data Security
  We take reasonable precautions to protect your information and ensure it is handled
  securely. However, please note that no method of transmission over the internet or via
  SMS is 100% secure.
• Changes to This Policy
  We may update this SMS Privacy Policy from time to time. Changes will be posted on
  this page with an updated effective date.